Financial disaster

QUESTION: Masters, many people have made the mistake of taking on mortgages they now find impossible to afford. They are being foreclosed by the banks and mortgage companies. There is a lot of blame flying around as many lose their homes. People ask if it was the home owners’ fault or the fault of the financial salespeople, or of the government regulators. Should we stop finding fault and concentrate on clearing up the mess?

ANSWER:  “Who is responsible?” is a question asked by the ego-the earth master. It arises in situations where judgment is used to assign rankings and blame to every phase of life. But it may well be exactly the question that you need to investigate to see why you chose that particular scenario for your life.

For those involved in any aspect of this financial crisis you must ask yourself, “What was my motivation in the action I took?” As the home owner: Did you realistically look at all possibilities concerning the debt you committed yourself to? Or were you trying to get away with buying something you knew in your heart you could not afford, thinking that since they were willing to lend you the money, it was their problem and not yours? As the lender: Did you stretch the rules a little to make another commission, knowing that the loan was secured with the property, so how could you lose? Just let that buyer beware! As the government regulators: Did you  look the other way and let the lenders dance their merry jig, imagining that they would police themselves and act ethically in their dealings?

This all sounds like a giant horrid fairy tale to most people, but to us it is a massive life-lesson session where souls wanted to teach themselves about responsibility for actions taken. In the aftermath, in order to learn why you choose a financial disaster, you have to examine the beginning, middle, and end of the process. Acknowledge what your part was in each phase of the story. How did you feel as each commitment was made? Did you give any attention to the warning signs? Did you look carefully at the documents that came with your money? Or did you disregard the negative and see only the positive?

All the parties choosing to wear blinders were the cause of the current dilemma. The cure is to continue on with your life-lessons knowing that a soul never brings to itself more than it is capable of handling. Take a realistic inventory, evaluate what you need to do to bring your life into balance, then act. This will clear up the mess you perceive.